Tuesday, October 12, 2010
Homeownership...
1. utilities in New Orleans continued to run after Hurricane Katrina even though the city was shut down and in fact electricity was not being used, but meters continued to run, bills continue to collect debt and credit scores plummeted. And this strictly when considering the utility bills. Consider paying your mortgage on a house you can't live in, therefore you must pay rent somewhere else. Needless to say we have a large foreclosure rate.
2. The obvious... recession!
3. failure of the gas and oil industry = death of the fishery industry, tourism industry, etc. These direct job losses will be coupled with indirect job loss as well. Not too mention that a large number of fishery and tourism 'employees' are paid in cash and do not pay taxes. Which means... no credit score.
Back to my point.. its a miracle we pulled this off. During the same discussion regarding credit scores one participant in particular was quite worked up about a financing concept he had which could assist home buyers with poor credit scores. The board talked in circles with this man and eventually they had to agree to disagree, but throughout the conversation many members of the board emphasized that some people are just not ready to be homeowners. They don't have the credit score, the cash flow or the capacity to manage not only the maintenance of the structure, but the loan process itself. At that point I wanted to jump up and scream ARE YOU ALL CRAZY!!! Of course a huge percentage of the Louisiana population is not in a position to buy a house! Greg and I have master's degrees (more than one) and we were still confused! There are housing advocates pushing people to be homeowners who have less than a high school education! Its not that they cant maintain the house... its the rest of it! The documentation, the insurance, the taxes, the bills, the paperwork for days. I mean they could probably buy a house and have no idea what documents they signed... but how is that a solution to providing affordable housing? The more amazing thing is there were suggestions that affordable housing for low-income families should cost approximately what we are paying for our house. And no matter how poor Greg and I sometimes feel... we are not living below the poverty line nor do we qualify for low-income housing and yet we could not reasonably afford anymore than we bought.
That said... I am amazed we own a home. I'm amazed the price dropped twice (a. the house didn't appraise so the seller dropped $7,000 off the price and b. for some reason the mortgage broker dropped his fees by $1200 at the last minute) making it even more affordable for us. And now we own a big beautiful money pit with no walls (well there are a few plaster walls we are saving), no electricity and no plumbing.
Saturday we had our first house guest, Elizabeth came by with her puppies to see the house in its original form. Greg got to use his new weed eater to cut down the forest growing in our backyard. And we took a tour of the neighbors house which is being ever so slowly remodeled, but its beautiful with marble front steps... and I think it might be for sale soon. So if you wanna be our neighbors... won't you be our neighbors.
Sunday, August 1, 2010
Still on our Corner...
Front:
Back:
Backyard:
Sidehall:
Friday, July 16, 2010
Oh how Time disappears...
Monday, May 17, 2010
Tomatoes!!!!
I'm so proud! Everything is getting huge! The tomato plants are almost as tall as the fence. When we got them they were no more than 6inches tall. I will take some more pictures of the garden so you can see the before and after pictures... coming soon!
Sunday, May 9, 2010
Children of the Corn
Tuesday, March 9, 2010
Go to the Mattresses...
Go to the mattresses... to prepare for battle.

It made its way from Indianapolis as a poor reject with last years fabric coverings... the only ones we had ever seen and loved all along. I guess next years model will be new and improved, but for us... our silkeborg is the dreamiest mattress we never thought we would ever have/afford. Even now... we lay on our silkeborg in wonder and disbelief. We owe many many a thanks to the coolest family in Illinois! Aw heck.. the world!
I'm just happy our post-Mardi Gras mattress parade made it all in one peice. We've run out of friends with trucks. So after getting kicked out of a famous resturant (long story and beside the point) we used a Honda and a Hyundai to move our new mattresses from Uptown to Downtown... threw the old ones to the curb (which didn't stay there long... bums), watched Greg throw up a 4month old beer that he confused with his current beer (I found the old one under the old bed and moved it so it wouldn't get knocked over... never thinking someone would pick it up and drink it!!! all of it!!!), and laid down for the first time on our mattress thinking we would never forget the night we got our silkeborg.
Monday, February 8, 2010
Black & Gold Win the Super Bowl
As the officers unloaded themselves and their assorted gear from their disgustingly militaristic vehicle, I continued playing "Saints" to the obvious delight of everyone around me. I didn't even have my case out at this point since there was little chance of it surviving on the ground, so many people had gathered. After playing a few more choruses, one of the officers came up to me and informed me that I was causing a scene and that I had to stop playing or move along. He said the assembled officers were "getting ready to stage an operation at this location" and that my trumpet playing was causing too much attention to be drawn to them. I inquired what type of operation they were planning, and questioned his assertion that I, little old me, was the one causing the scene. It wasn't the fact that the Saints just won the Super Bowl that had everyone gathered on Canal Street last night. It was me, one guy playing "When the Saints Go Marching In" with tired lips. The officer was having none of it, insisting that the police operation took precedence over anything anyone else had to say and that I could move or that he would move me. Knowing that your average police officer has no tolerance for a citizen who actually asserts his rights, and fearing the collective wrath of this particular goon and his friends, I shuffled meekly across the street, where I played as loudly as I could right back to the police. Rosie, God Bless Her, did not believe this to be the just outcome of the situation, and marched directly up to the police captain in charge of the "operation" and questioned him as to the propriety of the orders given me moments earlier. The captain told her whoever wanted to play any instrument was more than welcome. So that's when I marched myself right back over to the forces of evil and blew my trumpet proudly. 
Coliseum Square to retrieve the car we left last night in our excitement to get downtown. We bought a special Super Bowl edition Times-Picayune at the corner of St. Charles and Melpomene Street. Funny, the vendor suggested we buy as many copies as possible because he promised they would be going for $20 each on e-Bay. We'll see about that.Saturday, January 30, 2010
Who Dat....

Sunday, January 24, 2010
All I Want For Christmas is the Saints in the Superbowl!

Monday, January 11, 2010
Household Climate Security & Salmon
Saturday, January 9, 2010
Its the Beginning Again...
This week also marked the beginning of carnival season here in New Orleans, which means that our two year anniversary is fast approaching. A date is so lackluster that Greg and I decided that our anniversary should always be celebrated on that notorious day in which Greg asked me to be his... Lundi Gras! So this year it looks like our anniversary will be on February 15th! This will be a very busy carnival season for us considering the above mentioned events in our lives, but we hope to fill our blog with stories, pictures, recipes, music and memories. Tonight the Jazzholes are playing at the Circle Bar and I need to go get dressed and support my love. He is on a path to combine two of his great loves... music and history. This medley of interests led him to Jazz, because to live is to rediscover life everyday.
We shall not cease from exploration, and at the end of all our exploring will be to arrive where we started and know the place for the first time.
-T.S. Eliot